1213 Kingwood Drive
Kingwood, TX 77339
Phone: 281.359.MINT
Fax: 281.312.2853

Interest Rates

Updated  September 23, 2013

INTEREST BEARING ACCOUNTS
MonuMINT Checking
RATE
APY
Under $2,500
.150%
.150%
$2,500 - $9,999.99
.150%
.150%
$10,000 - $49,999.99
.250%
.250%
$50,000 - $94,999.99
.250%
.250%
$95,000 & over
.250%
.250%
MonuMINT Savings
RATE
APY
Under $2,500
.399%
.400%
$2,500 - $9,999.99
.399%
.400%
$10,000 - $49,999.99
.499%
.500%
$50,000 - $94,999.99
.499%
.500%
$95,000 & over
.499%
.500%
EconoMINT Savings
RATE
APY
All balances
.399%
.400%
ManageMINT Savings
RATE
APY
Under $2,500
.399%
.400%
$2,500 - $9,999.99
.399%
.400%
$10,000 - $49,999.99
.499%
.500%
$50,000 - $94,999.99
.499%
.500%
$95,000 & over
.499%
.500%

Deposit Account Features:

  • Interest compounds daily
  • Interest credited monthly
  • Statements produced monthly 
  • Variable Rate Accounts - rate on accounts may change after the account has opened

CERTIFICATES OF DEPOSIT
TERM
Under $2,500
$2,500 - $9,999.99
$10,000 - $49,999.99
$50,000 - $94,999.99
$95,000 & over
RATE
APY
RATE
APY
RATE
APY
RATE
APY
RATE
APY
3 Months
.150%
.150%
  .150%
.150%
.150%
.150%
.150%
.150%
.150%
.150%
6 Months
.150%
.150%
.150%
.150%
.150%
.150%
.150%
.150%
.150%
.150%
12 Months
.698%
.700%
.698%
.700%
.698%
.700%
.698%
.700%
.698%
.700%
12 Month Variable IRA
.698%
.700%
.698%
.700%
.698%
.700%
.698%
.700%
.698%
.700%
24 Months
.995%
1.000%
.995%
1.000%
.995%
1.000%
.995%
1.000%
.995%
1.000%
30 Months
1.094%
1.100%
1.094%
1.100%
1.094%
1.100%
1.094%
1.100%
1.094%
1.100%
36 Months
1.193%
1.200%
1.193%
1.200%
1.193%
1.200%
1.193%
1.200%
1.193%
1.200%
48 Months
1.341%
1.350%
1.341%
1.350%
1.341%
1.350%
1.341%
1.350%
1.341%
1.350%
60 Months
1.489%
1.500%
1.489%
1.500%
1.489%
1.500%
1.489%
1.500%
1.489%
1.500%

CD Account Features:

  • Interest compounds daily
  • Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
  • Interest made paid by:
    * Added back to the certificate
    * Deposit to an account
    * Check
  • Minimum deposit to open CD - $1,000
  • NOTE – substantial penalty for early withdrawal

IRA Account Features:

  • Same rate and maturity options as CD’s
  • 1 Year Variable Rate IRA CD also available
  • Interest is credited to the IRA account monthly
  • Flexible retirement distributions available
  • No penalty for retirement withdrawal distributions

All Accounts

  • APY is an abbreviation for Annual Percentage Yield
  • All rates shown are in effect on the date viewed.  Rates may change as early as the next day

Institutional Investors


 

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