The Mint National Bank > Interest Rates

Interest Rates

Updated August 12, 2010

INTEREST BEARING ACCOUNTS

**MonuMINT Checking

RATE

APY

Under $2,500

.499%

.500%

$2,500 - $9,999.99

.499%

.500%

$10,000 - $49,999.99

1.094%

1.100%

$50,000 - $94,999.99

1.341%

1.350%

$95,000 & over

1.341%

1.350%

**MonuMINT Savings

RATE

APY

Under $2,500

.747%

.750%

$2,500 - $9,999.99

.747%

.750%

$10,000 - $49,999.99

1.341%

1.350%

$50,000 - $94,999.99

1.587%

1.600%

$95,000 & over

1.587%

1.600%

EconoMINT Savings

RATE

APY

All balances

.995%

1.000%

**ManageMINT Savings

RATE

APY

Under $2,500

.747%

.750%

$2,500 - $9,999.99

.747%

.750%

$10,000 - $49,999.99

1.341%

1.350%

$50,000 - $94,999.99

1.587%

1.600%

$95,000 & over

1.587%

1.600%

Deposit Account Features:

**For Existing customers only through September 2010
Interest compounds daily
Interest credited monthly
Statements produced monthly

CERTIFICATES OF DEPOSIT

TERM

Under $2,500

$2,500 - $9,999.99

$10,000 - $49,999.99

$50,000 - $94,999.99

$95,000 & over

RATE

APY

RATE

APY

RATE

APY

RATE

APY

RATE

APY

3 Months

.250%

.250%
.250%
.250%

.250%

.250%

.250%

.250%

.250%

.250%

6 Months

.797%

.800%

.797%

.800%

.797%

.800%

.797%

.800%

.797%

.800%

12 Months

1.094%

1.100%

1.094%

1.100%

1.094%

1.100%

1.094%

1.100%

1.094%

1.100%

12 Month Variable IRA

1.587%

1.600%

1.587%

1.600%

1.587%

1.600%

1.587%

1.600%

1.587%

1.600%

24 Months

1.725%

1.740%

1.725%

1.740%

1.725%

1.740%

1.725%

1.740%

1.725%

1.740%

30 Months

1.725%

1.740%

1.725%

1.740%

1.725%

1.740%

1.725%

1.740%

1.725%

1.740%

36 Months

2.029%

2.050%

2.029%

2.050%

2.029%

2.050%

2.029%

2.050%

2.029%

2.050%

48 Months

2.225%

2.250%

2.225%

2.250%

2.225%

2.250%

2.225%

2.250%

2.225%

2.250%

60 Months

2.567%

2.600%

2.567%

2.600%

2.567%

2.600%

2.567%

2.600%

2.567%

2.600%

CD Account Features:

Interest compounds daily
Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
Interest made paid by:
* Added back to the certificate
* Deposit to an account
* Check
Minimum deposit to open CD - $1,000
NOTE – substantial penalty for early withdrawal

IRA Account Features:

Same rate and maturity options as CD’s
1 Year Variable Rate IRA CD also available
Interest is credited to the IRA account monthly
Flexible retirement distributions available
No penalty for retirement withdrawal distributions