Updated February 10, 2012
|
INTEREST BEARING ACCOUNTS
|
|
MonuMINT Checking
|
RATE
|
APY
|
|
Under $2,500
|
.250%
|
.250%
|
|
$2,500 - $9,999.99
|
..250%
|
.250%
|
|
$10,000 - $49,999.99
|
.349%
|
.350%
|
|
$50,000 - $94,999.99
|
.349%
|
.350%
|
|
$95,000 & over
|
.349%
|
.350%
|
|
MonuMINT Savings
|
RATE
|
APY
|
|
Under $2,500
|
.499%
|
.500%
|
|
$2,500 - $9,999.99
|
.499%
|
.500%
|
|
$10,000 - $49,999.99
|
.598%
|
.600%
|
|
$50,000 - $94,999.99
|
.598%
|
.600%
|
|
$95,000 & over
|
.598%
|
.600%
|
|
EconoMINT Savings
|
RATE
|
APY
|
|
All balances
|
..499%
|
.499%
|
|
ManageMINT Savings
|
RATE
|
APY
|
|
Under $2,500
|
.499%
|
.500%
|
|
$2,500 - $9,999.99
|
.499%
|
.500%
|
|
$10,000 - $49,999.99
|
.598%
|
.600%
|
|
$50,000 - $94,999.99
|
.598%
|
.600%
|
|
$95,000 & over
|
.598%
|
.600%
|
Deposit Account Features:
- Interest compounds daily
- Interest credited monthly
- Statements produced monthly
- Variable Rate Accounts - rate on accounts may change after the account has opened
|
CERTIFICATES OF DEPOSIT
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|
TERM
|
Under $2,500
|
$2,500 - $9,999.99
|
$10,000 - $49,999.99
|
$50,000 - $94,999.99
|
$95,000 & over
|
|
RATE
|
APY
|
RATE
|
APY
|
RATE
|
APY
|
RATE
|
APY
|
RATE
|
APY
|
|
3 Months
|
.250%
|
.250%
|
..250% |
.250%
|
.250%
|
.250%
|
.250%
|
.250%
|
.250%
|
.250%
|
|
6 Months
|
.250%
|
.250%
|
.250%
|
.250%
|
.250%
|
.250%
|
.250%
|
.250%
|
.250%
|
.250%
|
|
12 Months
|
.797%
|
.800%
|
.797%
|
.800%
|
.797%
|
.800%
|
.797%
|
.800%
|
.797%
|
.800%
|
|
12 Month Variable IRA
|
.797%
|
.800%
|
.797%
|
.800%
|
.797%
|
.800%
|
.797%
|
.800%
|
.797%
|
.800%
|
|
24 Months
|
1.193%
|
1.200%
|
1.193%
|
1.200%
|
1.193%
|
1.200%
|
1.193%
|
1.200%
|
1.193%
|
1.200%
|
|
30 Months
|
1.341%
|
1.350%
|
1.341%
|
1.350%
|
1.341%
|
1.350%
|
1.341%
|
1.350%
|
1.341%
|
1.350%
|
|
36 Months
|
1.489%
|
1.500%
|
1.489%
|
1.500%
|
1.489%
|
1.500%
|
1.489%
|
1.500%
|
1.489%
|
1.500%
|
|
48 Months
|
1.784%
|
1.800%
|
1.784%
|
1.800%
|
1.784%
|
1.800%
|
1.784%
|
1.800%
|
1.784%
|
1.800%
|
|
60 Months
|
2.078%
|
2.100%
|
2.078%
|
2.100%
|
2.078%
|
2.100%
|
2.078%
|
2.100%
|
2.078%
|
2.100%
|
CD Account Features:
- Interest compounds daily
- Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
- Interest made paid by:
* Added back to the certificate
* Deposit to an account
* Check
- Minimum deposit to open CD - $1,000
- NOTE – substantial penalty for early withdrawal
IRA Account Features:
- Same rate and maturity options as CD’s
- 1 Year Variable Rate IRA CD also available
- Interest is credited to the IRA account monthly
- Flexible retirement distributions available
- No penalty for retirement withdrawal distributions
All Accounts
- APY is an abbreviation for Annual Percentage Yield
- All rates shown are in effect on the date viewed. Rates may change as early as the next day.