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Updated January 20, 2010
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INTEREST BEARING ACCOUNTS
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MonuMINT Checking
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RATE
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APY
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Under $2,500
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.499%
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.500%
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$2,500 - $9,999.99
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.499%
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.500%
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$10,000 - $49,999.99
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1.587%
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1.600%
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$50,000 - $94,999.99
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1.833%
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1.850%
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$95,000 & over
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1.833%
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1.850%
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MonuMINT Savings
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RATE
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APY
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Under $2,500
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.747%
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.750%
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$2,500 - $9,999.99
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.747%
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.750%
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$10,000 - $49,999.99
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1.833%
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1.850%
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$50,000 - $94,999.99
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2.078%
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2.100%
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$95,000 & over
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2.078%
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2.100%
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EconoMINT Savings
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RATE
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APY
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All balances
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.995%
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1.000%
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ManageMINT Savings
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RATE
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APY
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Under $2,500
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.747%
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.750%
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$2,500 - $9,999.99
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.747%
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.750%
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$10,000 - $49,999.99
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1.833%
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1.850%
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$50,000 - $94,999.99
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2.078%
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2.100%
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$95,000 & over
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2.078%
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2.100%
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Deposit Account Features:
- Interest compounds daily
- Interest credited monthly
- Statements produced monthly
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CERTIFICATES OF DEPOSIT
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TERM
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Under $2,500
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$2,500 - $9,999.99
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$10,000 - $49,999.99
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$50,000 - $94,999.99
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$95,000 & over
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RATE
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APY
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RATE
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APY
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RATE
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APY
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RATE
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APY
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RATE
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APY
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3 Months
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.250%
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.250%
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.250% |
.250%
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.250%
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.250%
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.250%
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.250%
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.250%
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.250%
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6 Months
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1.045%
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1.050%
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1.045%
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1.050%
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1.045%
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1.050%
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1.045%
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1.050%
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1.045%
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1.050%
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12 Months
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1.341%
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1.350%
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1.341%
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1.350%
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1.341%
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1.350%
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1.341%
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1.350%
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1.341%
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1.350%
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12 Month Variable IRA
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2.078%
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2.100%
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2.078%
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2.100%
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2.078%
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2.100%
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2.078%
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2.100%
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2.078%
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2.100%
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24 Months
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2.078%
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2.100%
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2.078%
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2.100%
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2.078%
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2.100%
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2.078%
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2.100%
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2.078%
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2.100%
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30 Months
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2.078%
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2.100%
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2.078%
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2.100%
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2.078%
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2.100%
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2.078%
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2.100%
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2.078%
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2.100%
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36 Months
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2.616%
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2.650%
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2.616%
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2.650%
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2.616%
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2.650%
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2.616%
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2.650%
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2.616%
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2.650%
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48 Months
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2.713%
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2.750%
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2.713%
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2.750%
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2.713%
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2.750%
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2.713%
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2.750%
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2.713%
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2.750%
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60 Months
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2.956%
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3.000%
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2.956%
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3.000%
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2.956%
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3.000%
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2.956%
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3.000%
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2.956%
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3.000%
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CD Account Features:
- Interest compounds daily
- Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
- Interest made paid by:
* Added back to the certificate
* Deposit to an account
* Check
- Minimum deposit to open CD - $1,000
- NOTE – substantial penalty for early withdrawal
IRA Account Features:
- Same rate and maturity options as CD’s
- 1 Year Variable Rate IRA CD also available
- Interest is credited to the IRA account monthly
- Flexible retirement distributions available
- No penalty for retirement withdrawal distributions
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